Identity Theft

More widespread availability of information such as Social Security numbers, credit card numbers, and other personal identifiers create greater opportunities for unscrupulous individuals to commit identity theft.

Predatory Lending

Greater sharing of information within and among financial institutions could lead to an increase in the use of such information by unscrupulous lenders. For example, marketers engaged in predatory lending may use this information to target especially vulnerable debtors. Although limiting access to detailed personal information in bankruptcy filings will not by itself eliminate predatory lending practices, it is one step that can be taken to address this problem.

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